Best Mutual Fund Apps in India: Your Ultimate Guide to Investing in 2025

 Investing in mutual funds has become one of the most popular ways to grow wealth in India. With the rise of technology, managing your investments has never been easier. Thanks to the best mutual fund apps in India, you can now invest, monitor, and manage your mutual fund portfolio seamlessly, all from the convenience of your smartphone. If you are a beginner or an experienced investor, there is a wide variety of apps available that can help you achieve your financial goals, including investing through SIPs (Systematic Investment Plans), tracking performance, and exploring a diverse range of funds.

In this article, we’ll explore the best mutual fund apps in India for 2025, especially focusing on apps that offer SIP features, ease of use, and great investment opportunities. Whether you're looking for the best mutual funds app in India for beginners or searching for a SEBI-registered mutual fund app, we’ve got you covered. Let’s dive in and explore the top mutual fund apps in India that are transforming the way people invest.

Best Mutual Fund Apps in India for SIP 2025

Systematic Investment Plans (SIPs) have become an increasingly popular choice for many investors in India. SIPs allow individuals to invest a fixed amount in mutual funds at regular intervals, helping them invest in a disciplined manner while benefiting from compounding returns over time. Here are some of the best mutual fund SIP apps that make investing in SIPs easy and convenient:

1. Groww

Groww is one of the most popular mutual fund investment apps in India. It allows users to invest in a wide range of mutual funds, including direct mutual funds, SIPs, and more. The app is user-friendly, making it ideal for beginners and seasoned investors alike. Groww is also SEBI-registered, ensuring that it adheres to all regulatory guidelines, making it a trustworthy platform.

Key Features:

·      Direct mutual funds

·      Investment in SIPs with ease

·      Zero commissions

·      Easy-to-use interface

·      Offers top-rated mutual funds in India

2. ET Money

ET Money is another excellent platform for SIP investments. The app allows you to invest in a wide array of mutual funds, including both equity and debt funds. It also provides customized recommendations based on your investment goals. It is a SEBI-registered mutual fund app, ensuring a safe and secure investment environment.

Key Features:

·      Personalized recommendations

·      Direct mutual funds investment

·      Track your mutual fund portfolio in real-time

·      Zero charges for SIP investments

3. Coin by Zerodha

Zerodha’s Coin app is another leading option for investors in India. It is especially popular for those looking to invest in direct mutual funds with no hidden charges. The app provides detailed analytics and performance tracking to help you manage your investments efficiently.

Key Features:

·      Direct mutual funds

·      No commission charges

·      Simple, intuitive interface

·      SEBI registered platform

10 Best Apps for Mutual Funds in India (2025)

The following are some of the top apps for mutual funds in 2025, catering to a wide range of investment needs, from beginners to experienced investors:

1.     Groww

2.     ET Money

3.     Coin by Zerodha

4.     Upstox

5.     Paytm Money

6.     Kuvera

7.     FundzBazar

8.     Scripbox

9.     Indiabulls

10. L&T Mutual Fund

These apps not only provide access to some of the best mutual funds in India but also have additional features like performance tracking, SIP calculator, goal-based investing, and more, making them perfect for both new and experienced investors.

Top Apps for Mutual Fund in 2025

As we step into 2025, investing in mutual funds is more accessible than ever. Here are some of the best mutual fund apps in India that are expected to lead the market in the coming year:

1. Kuvera

Kuvera has gained significant traction among investors for its easy-to-use interface and excellent customer service. It provides access to direct mutual funds, meaning you can avoid the additional commission charges that often come with regular mutual funds. Kuvera is also one of the best platforms to invest in mutual funds in India, offering tax-saving options and long-term investment tools.

Key Features:

·      Direct mutual funds

·      Tax-saving options (ELSS)

·      Goal-based investing

·      High-security standards

2. Paytm Money

Paytm Money is another app that stands out in the mutual fund space. Offering access to both direct mutual funds and SIPs, this app is highly rated for its simplicity and user-friendly experience. If you are looking for a best app for mutual fund SIP, Paytm Money has it all.

Key Features:

·      No charge for SIP investments

·      Direct mutual fund investments

·      Multi-device sync for portfolio management

What is the Best SIP App in India?

SIP (Systematic Investment Plan) is one of the most effective ways to create wealth over time. The best SIP app in India should not only allow you to invest in SIPs with ease but also offer features that help you track and manage your investments effortlessly.

Here are some top choices for SIP apps in India:

1.     Groww

2.     ET Money

3.     Paytm Money

4.     Scripbox

These apps offer best mutual fund SIP services and allow you to track your investments with ease. They also offer personalized recommendations based on your investment goals and risk profile, making it easier to choose the right mutual fund.

Conclusion

Choosing the best mutual fund app in India can make a significant difference in your investment journey. Whether you are a beginner looking for SEBI registered mutual fund apps, or someone seeking the best direct mutual fund app for SIP, the above-listed platforms are top-rated for their user-friendly features, security, and variety of investment options.

If you're serious about growing your wealth, investing in mutual funds through these apps is a smart choice. By using the best platform to invest in mutual funds in India, you can stay on top of your investments and make informed decisions that align with your financial goals.

FAQs about Best Mutual Fund Apps in India for SIP

Which is the best app for SIP investment in India?

The best apps for SIP investments in India include Groww, ET Money, and Paytm Money. These apps offer seamless SIP investment options with no hidden charges.

Are these mutual fund apps SEBI registered?

Yes, all the apps mentioned in this article, including Groww, ET Money, and Kuvera, are SEBI-registered, ensuring a safe and regulated investment environment.

Can I invest in direct mutual funds through these apps?

Yes, many of these apps, such as Groww and Coin by Zerodha, offer direct mutual funds investments, meaning you can avoid intermediary fees.

Which is the best mutual fund app for beginners in India?

For beginners, Groww and ET Money are excellent choices due to their intuitive interfaces, educational resources, and user-friendly features.

Can I track my mutual fund performance on these apps?

Yes, most of the apps mentioned allow you to track your portfolio’s performance in real-time, providing insights on returns, asset allocation, and more.

By using the best mutual fund apps and investing through SIPs, you can set yourself on the path to financial success. Whether you are looking to invest in top mutual funds in India or simply manage your existing investments more effectively, the right app can make all the difference.